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Banking-as-a-service platform
Digital Banking for Everyone
Melon is a full-service digital bank with products and services for individuals, small and medium-sized businesses, and corporations.
More than 80+ companies trust us nationwide
Products
Our Solution For Your Embedded Financial Needs
We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.
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{
"requestId": "req-0414ff1c-30-aa970bc8146b",
"method": "GET",
"status": 400,
"code": "EC_PERSON_ID_HEADER_REQUIRED",
"message": "The person ID is mihe header",
"sysMessage": "personId_missing"
},
"programId": "prg-b4-bda5-9598f6f6db28",
"createdAt": "2021-12-14T21:25:19Z",
"modifiedAt": "2021-12-14T21:25:19Z",
"language": "en",
"metadata": {
"externalId": "usr_9HG724gvHJB378v3h",
"description": "Pro user"
}
"status": "active"
{
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{
String url = "https://api.example.co
URL obj = new URL(url);
HttpURLConnection con = obj.openConnection();
con.setRequestMethod("GET");
con.setRequestProperty("personId",
int responseCode = con.getResponseCode();
System.out.println("Response Code: " +
BufferedReader in = new BufferedReader(
"createdAt": "2021-12-14T21:2StringBuffer
"modifiedAt": "2021-12while ((inputLine =
response.append(inputLine);
}
in.close();
System.out.println(response.toString());
} catch (Exception e) {
e.printStackTrace();
{
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curl -X GET "https://api.example.com/funds_transfer" \
-H "personId: your_person_id" {
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{
response = requests.get(url, headers=headers)
if response.status_code == 400:
print("Error:", response.json()["message"])
else:
print("Response:", response.json())1.
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{
static async Task Main(string[] args)
{
var client = new HttpClient();
client.DefaultRequestHeaders.Add("personId", "your_person_id");
"message": "The person ID is missing in the header",
HttpResponseMessage response = await
client.GetAsync("https://api.example.com/funds_tr
if (responadRequest)
{
Banking as a Service
Funds Transfer API
Melon electronic money institution provides functions to transfer money between your accounts to third parties accounts within or outside the bank. Here are some benefits:
- Instantaneous and seamless payment operations.
- Safety of transactions as a result of regulatory standards.
- Risk management.
Read API Docs
Banking as a Service
Virtual Account
Create virtual accounts and have access anywhere and anytime, make payments, and manage financial transactions, just like any traditional bank account. Here are some benefits:
- Cost effective, no maintenance or transaction fees.
- Easy access to your cards and finances anytime, anywhere.
- Transparency in transactions and all your financial data.
Create account
Melon Business
The All-in-One POS
Banking Solution
Revolutionize Your Business Finances with Melon, make savings, access loans and carry out other banking activities like bill payment.
Improved Efficiency
POS devices can assist businesses in streamlining their sales and payment processes, thereby decreasing wait times and increasing customer satisfaction.
Enhanced Accuracy
With POS devices, businesses can ensure that all transactions are accurately recorded and tracked, making inventory management and sales trend tracking easier.
Better Customer Experience
POS devices can help businesses improve the customer experience by making payments more convenient and efficient.
Benefits
Why You Should
Work With Us.
We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.
Speed and Flexibility
We provide our users with special features and conditions that work. Utilize Melon's adaptable API to personalize the experience.
Increased Customer Loyalty
Increase customer loyalty by integrating financial services into your product while using our services.
Fully Authorized Bank
We handle all of the complexities so you can focus on developing the best products for your customers.
Benefits
Melon App
Melon app is a digital banking platform that leverages on the MFB license to provide financial services and solutions that banks typically provide to individuals.
Pay Bills
Transfer Funds
Save Money
FAQs
Got Any Questions? Let us help
We’re here to answer all your questions about Melon
How does Melon Business work?
Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.
Is it safe to use Melon?
Yes, Melon is safe to use. We prioritize user security by implementing strong encryption protocols and industry-standard security measures. Your data and transactions are protected, and we follow strict privacy regulations to ensure confidentiality. Rest assured, your information is always kept secure.
Can I track my transactions?
Yes, you can track all your transactions easily. Our platform provides a detailed transaction history, allowing you to monitor and review your payments in real-time. You'll have full access to view past transactions, ensuring transparency and control over your activity.
Are there hidden fees on Melon?
No, there are no hidden fees on Melon. All fees are clearly outlined upfront, ensuring transparency. You'll always know the exact cost before completing any transaction, so there are no surprises.